Or if anyone has any suggestions for me who have had success using an ACH transfer to unlock this bonus recently, and has any advice for me I would love to hear it. That leaves me wondering if some of this info is possibly outdated, and maybe these methods no longer work. First we were going to use her primary bank which is PNC to make the transfer, but PNC's website wouldn't recognize the routing number for the chime account '031101279', so we decided to do an ACH transfer from cash app, transferred $250, two days later the transfer came through but no bonus, then we tried SoFi bank, signed in to SoFi made a transfer of $200 into chime account, two days later, the transfer showed as available in chime account, but still no bonus.

Has anyone been successful at triggering this referral bonus, using an ACH push transfer instead of an actual direct deposit from employer recently? Scores of post from people all over the Internet claim to have had success using ACH transfer, but I had my mom open a chime account last week using my referral link, and transferring the required $200 min into the account, but so far we've had no luck triggering the bonus.